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Long-Term Care

Understand that if you're over 65, there's a 70% chance you'll need long-term care at some point, with costs exceeding $125,000 annually for nursing homes, yet Medicare and regular health insurance don't cover these expenses that drain retirement savings. Watch "Long-Term Care" to see why fewer than 4% of Americans over 50 have planned for this reality, and explore how long-term care insurance, hybrid policies, and Medicaid planning with asset protection can preserve your home and savings while ensuring quality care.